Neuodds facilitates RBI-compliant invoice financing backed by institutional credit insurance. Explore the ecosystem →

Stakeholder-Specific Value Propositions

One Platform.
Three Distinct Solutions.

Neuodds is engineered to deliver measurable, differentiated value to each party in the credit insurance-backed invoice financing ecosystem.

Turn Invoices Into Immediate Working Capital — Without the Collateral Trap

You've delivered the goods. You've issued the invoice. But your cash is locked inside your buyer's payment terms for 60 to 90 days. Neuodds unlocks that capital within hours — backed by your existing credit insurance policy and facilitated by our NBFC network.

Receive up to 90% of invoice value within 24 hours of submission — before your buyer pays.
Off-balance-sheet financing: no additional debt on your books, no collateral pledged.
Every advance is backed by an active credit insurance policy — your risk is institutionally covered.
Preserve buyer relationships: they pay on their normal schedule; you receive funds early.
Real-time dashboard tracking invoice status, advance utilisation, and repayment schedules.
Apply as a Manufacturer

Sub-24 Hour Disbursement

From invoice submission to funds in your account — automated, verified, and auditable.

Transparent Cost of Funds

Platform fee + funder rate shown upfront. No hidden deductions, no surprise charges.

Policy-Verified Every Time

Each invoice is cross-referenced against your insurer's live policy limits before any advance is issued.

Scalable Credit Lines

As your insured trade grows, your available financing scales automatically with your policy headroom.

Convert Static Policies Into Dynamic, Data-Rich Financing Instruments

Your policies carry real economic value — but only if they're actively used in financing transactions. Neuodds bridges the gap between policy issuance and capital deployment, creating a living data layer that sharpens your underwriting and deepens your client relationships.

Live transaction data mapped to policy limits — enabling proactive exposure monitoring and claims anticipation.
Higher policy utilisation translates to increased premium renewals and longer-duration client retention.
Neuodds anonymised portfolio analytics sharpen your risk models with actual receivable performance data.
API-first integration with your existing policy management systems — minimal operational disruption.
Partner as an Insurer

Portfolio Intelligence

Aggregate, anonymised exposure data across your insured portfolio — updated in near real-time.

Automatic Policy Renewal

Increased utilisation rates signal healthy portfolios, strengthening the case for renewal at improved terms.

Seamless API Integration

Neuodds connects to your system via secure API. No new internal technology investment required.

Claims-Trigger Alerts

Automated alerts when payment milestones are missed — enabling proactive claims preparation and buyer follow-up.

Deploy Capital Into Pre-Validated, Insurance-Backed Receivables at Scale

Finding quality receivable assets is expensive and slow. Due diligence is manual. Credit risk is uninsured. Neuodds solves all three problems simultaneously — delivering pre-screened, insurer-approved receivable packages directly into your lending decision engine.

Every receivable is insurer-validated before it reaches your decision engine — eliminating unverified pipeline risk.
Standardised data packets reduce your internal credit processing time from days to hours.
Credit insurance cover on each receivable significantly reduces your net credit exposure and improves capital adequacy ratios.
Integration with your existing LOS via our secure REST API. Minimal technology change on your side.
Full audit trail on every transaction — borrower, invoice, policy, disbursement, repayment. RBI examination-ready.
Partner as an NBFC / Funder

Pre-Qualified Pipeline

Receive only receivables that have passed verification, policy-matching, and KYC — no unstructured origination burden.

Improved Yield-Risk Profile

Insurance cover lowers your effective credit loss rate, enabling tighter pricing while maintaining or improving net margin.

RBI-Ready Documentation

Every transaction is structured with FLDG-compliant documentation, legal opinions, and audit-grade records built in.

Real-Time Monitoring

Live dashboards show portfolio health, overdue triggers, and insurance claim status — updated on every repayment event.

Why Neuodds Outperforms Traditional Channels

Criteria Traditional Bank / NBFC Invoice Marketplace Neuodds
Disbursement TAT 5–15 business days 2–5 business days < 24 hours
Credit Insurance Linkage None Rarely available Mandatory & integrated
Collateral Requirement High (property/FD) Moderate None — invoice-backed
Verification Depth Manual / relationship Buyer-declared only Insurer-validated every transaction
Regulatory Audit Trail Partial Limited Full — RBI examination-ready
Funder Competition Single lender Open auction Curated NBFC panel
Risk Data Feedback Loop None None Real-time to all 3 parties
Integration Complexity High Medium Low — REST API, 2-week onboarding

Ready to Explore Which Solution Fits Your Organisation?

Our solutions team will identify the right onboarding path for your specific business context.