Neuodds facilitates RBI-compliant invoice financing backed by institutional credit insurance. Explore the ecosystem →

Our Story & Mission

Built by FinTech Veterans.
Designed for Institutions.

Neuodds was founded to solve a structural inefficiency at the intersection of trade credit, insurance, and receivable financing — where three willing parties consistently failed to connect due to the absence of a trusted, verified digital bridge.

To Make Credit Insurance the Engine of Working Capital in India

India's credit insurance penetration remains below 1% of GDP — a fraction of comparable economies. The policies that exist are rarely operationalised into financing facilities because there has been no standardised, trusted infrastructure to connect insurers, manufacturers, and funders under a single verifiable workflow.

Neuodds changes that. We are not a marketplace. We are not a broker. We are the institutional rails — the settlement layer — that enables credit insurance to function as the backbone of India's next generation of B2B trade finance.

Reduce the cost of trade credit for Indian manufacturers by making insurance-backed financing the default — not the exception.
Create a verified, data-rich environment where credit insurers can issue smarter policies and NBFCs can deploy capital with measurably lower credit risk.
Build infrastructure that survives regulatory scrutiny at the highest institutional level, from day one.
<1%
Credit insurance penetration in India's GDP
₹18T
Annual B2B trade receivables addressable market
The Neuodds Mandate

"To be the single most trusted name in credit-insured invoice financing infrastructure — enabling institutions to transact with confidence, velocity, and regulatory integrity."

The Principles That Guide Every Decision

Institutional Integrity

Every workflow, every data point, every disbursement is structured to meet the compliance bar set by India's most rigorous financial regulators.

Radical Transparency

No hidden fees, no opaque matching logic. All three parties in a transaction see the same verified data — simultaneously and in real time.

Operational Velocity

Speed is a feature. We engineer every touchpoint to eliminate manual handoffs without sacrificing verification rigour or audit trails.

Ecosystem Thinking

We win only when all three parties win. Our incentive structure, pricing model, and product roadmap are designed around mutual long-term value creation.

The Team Behind the Infrastructure

Our founding team brings together deep expertise in trade finance, credit insurance, NBFC operations, and enterprise technology.

RB

Rajni Bhardwaj

Co-Founder & CEO

18 years in Corporate finance and Leading as India head for a US & UK Based Market Research firm

VS

Vaibhav Srivastav

Co-Founder & COO

Finance professional with 15 years of experience for US & UK firms

Partner With a Team That Understands Your World

Every engagement begins with a senior-level conversation — not a sales pitch.

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