/* =============================================================================
   style.css — Neuodds.com Custom Stylesheet
   B2B FinTech Marketing Website | Bootstrap 5 Extension Layer
   ============================================================================= */

/* -----------------------------------------------------------------------------
   1. Design Tokens (CSS Custom Properties)
   ----------------------------------------------------------------------------- */
:root {
    /* Brand Palette */
    --clr-navy:         #0a2342;    /* Deep institutional navy */
    --clr-navy-mid:     #0f3460;    /* Mid navy — primary brand */
    --clr-navy-light:   #1a4d8f;    /* Interactive / hover states */
    --clr-accent:       #00a8cc;    /* Teal accent — trust & technology */
    --clr-accent-light: #e6f7fb;    /* Accent surface / highlights */
    --clr-gold:         #c9a84c;    /* Premium gold — credibility signals */
    --clr-gold-light:   #fdf4e3;    /* Gold surface */
    --clr-success:      #0d7a5f;
    --clr-danger:       #c0392b;

    /* Neutrals */
    --clr-white:        #ffffff;
    --clr-off-white:    #f8fafc;
    --clr-surface:      #f1f5f9;
    --clr-border:       #dde3ec;
    --clr-text:         #1a1a2e;
    --clr-text-muted:   #64748b;
    --clr-text-light:   #94a3b8;

    /* Typography */
    --font-sans:        'Inter', system-ui, -apple-system, sans-serif;
    --font-serif:       'DM Serif Display', Georgia, serif;
    --fs-xs:            0.75rem;
    --fs-sm:            0.875rem;
    --fs-base:          1rem;
    --fs-md:            1.125rem;
    --fs-lg:            1.25rem;
    --fs-xl:            1.5rem;
    --fs-2xl:           1.875rem;
    --fs-3xl:           2.25rem;
    --fs-4xl:           3rem;
    --fs-5xl:           3.75rem;

    /* Spacing */
    --section-py:       6rem;
    --section-py-sm:    4rem;

    /* Radii */
    --radius-sm:        4px;
    --radius-md:        8px;
    --radius-lg:        16px;
    --radius-xl:        24px;
    --radius-pill:      999px;

    /* Shadows */
    --shadow-xs:        0 1px 2px rgba(10,35,66,0.06);
    --shadow-sm:        0 2px 8px rgba(10,35,66,0.08);
    --shadow-md:        0 4px 20px rgba(10,35,66,0.10);
    --shadow-lg:        0 8px 40px rgba(10,35,66,0.14);
    --shadow-xl:        0 16px 64px rgba(10,35,66,0.18);

    /* Transitions */
    --ease:             cubic-bezier(0.4, 0, 0.2, 1);
    --duration-fast:    150ms;
    --duration-base:    250ms;
    --duration-slow:    400ms;

    /* Layout */
    --nav-height:       72px;
    --announce-height:  40px;
}

/* -----------------------------------------------------------------------------
   2. Global Reset & Base
   ----------------------------------------------------------------------------- */
*, *::before, *::after {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
    -webkit-text-size-adjust: 100%;
}

body {
    font-family: var(--font-sans);
    font-size: var(--fs-base);
    line-height: 1.7;
    color: var(--clr-text);
    background-color: var(--clr-white);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-sans);
    font-weight: 700;
    line-height: 1.2;
    letter-spacing: -0.02em;
    color: var(--clr-navy);
}

.display-heading {
    font-family: var(--font-serif);
    letter-spacing: -0.01em;
}

a {
    color: var(--clr-navy-light);
    text-decoration: none;
    transition: color var(--duration-fast) var(--ease);
}
a:hover {
    color: var(--clr-accent);
}

img, svg {
    max-width: 100%;
    height: auto;
    display: block;
}

/* -----------------------------------------------------------------------------
   3. Announcement Bar
   ----------------------------------------------------------------------------- */
.announcement-bar {
    background: var(--clr-navy);
    color: rgba(255,255,255,0.85);
    font-size: var(--fs-sm);
    height: var(--announce-height);
    display: flex;
    align-items: center;
    text-align: center;
}
.announcement-bar .container {
    display: flex;
    align-items: center;
    justify-content: center;
}
.announcement-link {
    color: var(--clr-accent);
    font-weight: 600;
    margin-left: 0.5rem;
    white-space: nowrap;
}
.announcement-link:hover {
    color: #fff;
}

/* -----------------------------------------------------------------------------
   4. Navigation
   ----------------------------------------------------------------------------- */
.site-header {
    position: sticky;
    top: 0;
    z-index: 1030;
    background: rgba(255,255,255,0.96);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border-bottom: 1px solid var(--clr-border);
    transition: box-shadow var(--duration-base) var(--ease);
}
.site-header.scrolled {
    box-shadow: var(--shadow-md);
}

.navbar {
    height: var(--nav-height);
    padding: 0;
}

/* Brand */
.navbar-brand {
    display: flex;
    flex-direction: column;
    line-height: 1;
    gap: 2px;
}
.brand-wordmark {
    font-size: 1.5rem;
    font-weight: 800;
    letter-spacing: -0.04em;
    color: var(--clr-navy);
    font-family: var(--font-sans);
}
.brand-accent {
    color: var(--clr-accent);
}
.brand-descriptor {
    font-size: 0.6rem;
    font-weight: 500;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--clr-text-muted);
}

/* Nav Links */
.navbar-nav .nav-link {
    font-size: var(--fs-sm);
    font-weight: 500;
    color: var(--clr-text-muted);
    padding: 0.5rem 0.75rem;
    border-radius: var(--radius-md);
    transition: color var(--duration-fast) var(--ease),
                background var(--duration-fast) var(--ease);
    position: relative;
}
.navbar-nav .nav-link:hover {
    color: var(--clr-navy);
    background: var(--clr-surface);
}
.navbar-nav .nav-link.active {
    color: var(--clr-navy);
    font-weight: 600;
}
.navbar-nav .nav-link.active::after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0.75rem;
    right: 0.75rem;
    height: 2px;
    background: var(--clr-accent);
    border-radius: var(--radius-pill);
}

/* Nav CTA Buttons */
.btn-nav-outline {
    font-size: var(--fs-sm);
    font-weight: 600;
    color: var(--clr-navy);
    border: 1.5px solid var(--clr-border);
    border-radius: var(--radius-md);
    padding: 0.5rem 1rem;
    transition: all var(--duration-fast) var(--ease);
    white-space: nowrap;
}
.btn-nav-outline:hover {
    border-color: var(--clr-navy);
    background: var(--clr-surface);
    color: var(--clr-navy);
}
.btn-nav-primary {
    font-size: var(--fs-sm);
    font-weight: 600;
    color: var(--clr-white);
    background: var(--clr-navy);
    border: 1.5px solid var(--clr-navy);
    border-radius: var(--radius-md);
    padding: 0.5rem 1rem;
    transition: all var(--duration-fast) var(--ease);
    white-space: nowrap;
}
.btn-nav-primary:hover {
    background: var(--clr-navy-light);
    border-color: var(--clr-navy-light);
    color: var(--clr-white);
    box-shadow: 0 4px 12px rgba(10,35,66,0.25);
    transform: translateY(-1px);
}

/* Mobile Toggle */
.navbar-toggler {
    border: none;
    padding: 6px;
    display: flex;
    flex-direction: column;
    gap: 5px;
    background: transparent;
    cursor: pointer;
}
.navbar-toggler:focus {
    box-shadow: none;
    outline: 2px solid var(--clr-accent);
    outline-offset: 2px;
}
.toggler-icon {
    display: block;
    width: 22px;
    height: 2px;
    background: var(--clr-navy);
    border-radius: 2px;
    transition: transform var(--duration-base) var(--ease),
                opacity var(--duration-base) var(--ease);
}

/* -----------------------------------------------------------------------------
   5. Buttons (Global)
   ----------------------------------------------------------------------------- */
.btn-primary-brand {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: var(--fs-base);
    font-weight: 600;
    color: var(--clr-white);
    background: var(--clr-navy);
    border: 2px solid var(--clr-navy);
    border-radius: var(--radius-md);
    padding: 0.75rem 1.75rem;
    letter-spacing: 0.01em;
    transition: all var(--duration-base) var(--ease);
    cursor: pointer;
    text-decoration: none;
    white-space: nowrap;
}
.btn-primary-brand:hover {
    background: var(--clr-navy-light);
    border-color: var(--clr-navy-light);
    color: var(--clr-white);
    box-shadow: 0 6px 20px rgba(10,35,66,0.30);
    transform: translateY(-2px);
}

.btn-accent-brand {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: var(--fs-base);
    font-weight: 600;
    color: var(--clr-navy);
    background: var(--clr-accent);
    border: 2px solid var(--clr-accent);
    border-radius: var(--radius-md);
    padding: 0.75rem 1.75rem;
    letter-spacing: 0.01em;
    transition: all var(--duration-base) var(--ease);
    cursor: pointer;
    text-decoration: none;
    white-space: nowrap;
}
.btn-accent-brand:hover {
    background: #0092b3;
    border-color: #0092b3;
    color: var(--clr-white);
    box-shadow: 0 6px 20px rgba(0,168,204,0.30);
    transform: translateY(-2px);
}

.btn-outline-brand {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: var(--fs-base);
    font-weight: 600;
    color: var(--clr-white);
    background: transparent;
    border: 2px solid rgba(255,255,255,0.5);
    border-radius: var(--radius-md);
    padding: 0.75rem 1.75rem;
    letter-spacing: 0.01em;
    transition: all var(--duration-base) var(--ease);
    cursor: pointer;
    text-decoration: none;
    white-space: nowrap;
}
.btn-outline-brand:hover {
    background: rgba(255,255,255,0.1);
    border-color: var(--clr-white);
    color: var(--clr-white);
}

.btn-footer-cta {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: var(--fs-sm);
    font-weight: 600;
    color: var(--clr-accent);
    background: transparent;
    border: 1.5px solid rgba(0,168,204,0.4);
    border-radius: var(--radius-md);
    padding: 0.5rem 1rem;
    transition: all var(--duration-fast) var(--ease);
}
.btn-footer-cta:hover {
    color: var(--clr-navy);
    background: var(--clr-accent);
    border-color: var(--clr-accent);
}

/* Button Sizes */
.btn-lg-brand {
    font-size: var(--fs-md);
    padding: 0.875rem 2.25rem;
}
.btn-sm-brand {
    font-size: var(--fs-sm);
    padding: 0.5rem 1.25rem;
}

/* -----------------------------------------------------------------------------
   6. Section Utilities
   ----------------------------------------------------------------------------- */
.section-py {
    padding-top: var(--section-py);
    padding-bottom: var(--section-py);
}
.section-py-sm {
    padding-top: var(--section-py-sm);
    padding-bottom: var(--section-py-sm);
}

.section-label {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: var(--fs-xs);
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--clr-accent);
    background: var(--clr-accent-light);
    border: 1px solid rgba(0,168,204,0.2);
    border-radius: var(--radius-pill);
    padding: 0.3rem 1rem;
    margin-bottom: 1.25rem;
}

.section-title {
    font-size: clamp(var(--fs-2xl), 4vw, var(--fs-4xl));
    font-weight: 700;
    color: var(--clr-navy);
    margin-bottom: 1.25rem;
    letter-spacing: -0.03em;
}

.section-title-light {
    color: var(--clr-white);
}

.section-subtitle {
    font-size: var(--fs-md);
    color: var(--clr-text-muted);
    max-width: 600px;
    line-height: 1.7;
}
.section-subtitle-light {
    color: rgba(255,255,255,0.75);
}

.divider-accent {
    width: 48px;
    height: 3px;
    background: var(--clr-accent);
    border-radius: var(--radius-pill);
    margin: 0 auto 1.5rem;
}
.divider-accent-left {
    margin: 0 0 1.5rem;
}

/* Backgrounds */
.bg-navy       { background-color: var(--clr-navy); }
.bg-navy-mid   { background-color: var(--clr-navy-mid); }
.bg-surface    { background-color: var(--clr-surface); }
.bg-off-white  { background-color: var(--clr-off-white); }
.bg-accent-lt  { background-color: var(--clr-accent-light); }
.bg-gold-lt    { background-color: var(--clr-gold-light); }

/* -----------------------------------------------------------------------------
   7. Cards
   ----------------------------------------------------------------------------- */
.card-feature {
    background: var(--clr-white);
    border: 1px solid var(--clr-border);
    border-radius: var(--radius-lg);
    padding: 2rem;
    height: 100%;
    transition: box-shadow var(--duration-base) var(--ease),
                transform var(--duration-base) var(--ease),
                border-color var(--duration-base) var(--ease);
    position: relative;
    overflow: hidden;
}
.card-feature::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--clr-accent), var(--clr-navy-light));
    opacity: 0;
    transition: opacity var(--duration-base) var(--ease);
}
.card-feature:hover {
    box-shadow: var(--shadow-lg);
    transform: translateY(-4px);
    border-color: rgba(0,168,204,0.2);
}
.card-feature:hover::before {
    opacity: 1;
}

.card-icon {
    width: 52px;
    height: 52px;
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    margin-bottom: 1.25rem;
}
.card-icon-navy  { background: rgba(10,35,66,0.08); color: var(--clr-navy); }
.card-icon-teal  { background: var(--clr-accent-light); color: var(--clr-accent); }
.card-icon-gold  { background: var(--clr-gold-light); color: var(--clr-gold); }

.card-feature-title {
    font-size: var(--fs-lg);
    font-weight: 700;
    color: var(--clr-navy);
    margin-bottom: 0.75rem;
}
.card-feature-text {
    font-size: var(--fs-sm);
    color: var(--clr-text-muted);
    line-height: 1.7;
    margin: 0;
}

/* Stakeholder cards */
.card-stakeholder {
    background: var(--clr-white);
    border: 1px solid var(--clr-border);
    border-radius: var(--radius-xl);
    padding: 2.5rem 2rem;
    height: 100%;
    transition: all var(--duration-base) var(--ease);
    position: relative;
    overflow: hidden;
}
.card-stakeholder-header {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 1.5rem;
}
.card-stakeholder-icon {
    width: 64px;
    height: 64px;
    border-radius: var(--radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    flex-shrink: 0;
}
.card-stakeholder:hover {
    box-shadow: var(--shadow-xl);
    transform: translateY(-6px);
}

/* Metric / stat cards */
.stat-card {
    text-align: center;
    padding: 2rem 1.5rem;
}
.stat-value {
    font-family: var(--font-serif);
    font-size: clamp(2.5rem, 5vw, 3.5rem);
    font-weight: 400;
    color: var(--clr-white);
    line-height: 1;
    margin-bottom: 0.5rem;
    letter-spacing: -0.02em;
}
.stat-value .stat-accent {
    color: var(--clr-accent);
}
.stat-label {
    font-size: var(--fs-sm);
    font-weight: 500;
    color: rgba(255,255,255,0.65);
    letter-spacing: 0.05em;
    text-transform: uppercase;
}

/* -----------------------------------------------------------------------------
   8. Hero Section
   ----------------------------------------------------------------------------- */
.hero {
    position: relative;
    background: linear-gradient(135deg, var(--clr-navy) 0%, var(--clr-navy-mid) 60%, #0c4a7a 100%);
    overflow: hidden;
    min-height: 90vh;
    display: flex;
    align-items: center;
}
.hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse 60% 50% at 80% 50%, rgba(0,168,204,0.12) 0%, transparent 70%),
        radial-gradient(ellipse 40% 60% at 10% 80%, rgba(201,168,76,0.06) 0%, transparent 60%);
    pointer-events: none;
}
.hero-grid-overlay {
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
    background-size: 64px 64px;
    pointer-events: none;
}
.hero-content {
    position: relative;
    z-index: 2;
    padding: 7rem 0 6rem;
}
.hero-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: var(--fs-xs);
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--clr-accent);
    border: 1px solid rgba(0,168,204,0.3);
    border-radius: var(--radius-pill);
    padding: 0.35rem 1rem;
    margin-bottom: 1.5rem;
    background: rgba(0,168,204,0.08);
}
.hero-title {
    font-family: var(--font-serif);
    font-size: clamp(2.5rem, 6vw, 4.25rem);
    font-weight: 400;
    color: var(--clr-white);
    line-height: 1.1;
    letter-spacing: -0.02em;
    margin-bottom: 1.5rem;
}
.hero-title em {
    font-style: italic;
    color: var(--clr-accent);
}
.hero-subtitle {
    font-size: clamp(var(--fs-base), 2vw, var(--fs-md));
    color: rgba(255,255,255,0.72);
    max-width: 540px;
    line-height: 1.75;
    margin-bottom: 2.5rem;
}
.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 1rem;
    align-items: center;
}
.hero-trust-bar {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 1rem;
    margin-top: 3rem;
    padding-top: 2rem;
    border-top: 1px solid rgba(255,255,255,0.1);
}
.hero-trust-label {
    font-size: var(--fs-xs);
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: rgba(255,255,255,0.4);
    margin-right: 0.5rem;
}
.hero-trust-item {
    font-size: var(--fs-xs);
    font-weight: 600;
    color: rgba(255,255,255,0.65);
    display: flex;
    align-items: center;
    gap: 0.4rem;
}
.hero-trust-item i {
    color: var(--clr-accent);
}

/* Hero visual panel */
.hero-visual {
    position: relative;
    z-index: 2;
}
.hero-diagram {
    background: rgba(255,255,255,0.04);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: var(--radius-xl);
    padding: 2rem;
    backdrop-filter: blur(8px);
}
.diagram-node {
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: var(--radius-lg);
    padding: 1.25rem 1.5rem;
    margin-bottom: 1rem;
    display: flex;
    align-items: center;
    gap: 1rem;
    transition: background var(--duration-base) var(--ease);
}
.diagram-node:last-child { margin-bottom: 0; }
.diagram-node:hover { background: rgba(255,255,255,0.09); }
.diagram-node-icon {
    width: 44px;
    height: 44px;
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    flex-shrink: 0;
}
.node-manufacturer  { background: rgba(0,168,204,0.15); color: var(--clr-accent); }
.node-insurer       { background: rgba(201,168,76,0.15); color: var(--clr-gold); }
.node-nbfc          { background: rgba(255,255,255,0.12); color: #fff; }
.diagram-node-label {
    font-size: var(--fs-sm);
    font-weight: 600;
    color: var(--clr-white);
    line-height: 1.2;
}
.diagram-node-sub {
    font-size: var(--fs-xs);
    color: rgba(255,255,255,0.5);
    margin-top: 2px;
}
.diagram-connector {
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 0.25rem 0;
    color: rgba(0,168,204,0.5);
    font-size: 1.25rem;
}

/* -----------------------------------------------------------------------------
   9. Process / Steps
   ----------------------------------------------------------------------------- */
.process-step {
    display: flex;
    gap: 1.5rem;
    position: relative;
}
.process-step:not(:last-child)::after {
    content: '';
    position: absolute;
    left: 22px;
    top: 48px;
    bottom: -1.5rem;
    width: 1px;
    background: linear-gradient(to bottom, var(--clr-accent), transparent);
}
.step-number {
    width: 44px;
    height: 44px;
    background: var(--clr-accent);
    color: var(--clr-navy);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: var(--fs-sm);
    font-weight: 800;
    flex-shrink: 0;
    position: relative;
    z-index: 1;
}
.step-content {
    padding-bottom: 2rem;
    flex: 1;
}
.step-title {
    font-size: var(--fs-lg);
    font-weight: 700;
    color: var(--clr-navy);
    margin-bottom: 0.5rem;
}
.step-text {
    font-size: var(--fs-sm);
    color: var(--clr-text-muted);
    line-height: 1.7;
    margin: 0;
}

/* -----------------------------------------------------------------------------
   10. Pricing
   ----------------------------------------------------------------------------- */
.pricing-card {
    background: var(--clr-white);
    border: 1px solid var(--clr-border);
    border-radius: var(--radius-xl);
    padding: 2.5rem 2rem;
    height: 100%;
    position: relative;
    transition: all var(--duration-base) var(--ease);
}
.pricing-card.featured {
    background: var(--clr-navy);
    border-color: var(--clr-navy);
    transform: scale(1.03);
    box-shadow: var(--shadow-xl);
}
.pricing-card:hover:not(.featured) {
    box-shadow: var(--shadow-lg);
    transform: translateY(-4px);
}
.pricing-badge {
    position: absolute;
    top: -14px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--clr-accent);
    color: var(--clr-navy);
    font-size: var(--fs-xs);
    font-weight: 800;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    padding: 0.3rem 1rem;
    border-radius: var(--radius-pill);
    white-space: nowrap;
}
.pricing-tier {
    font-size: var(--fs-xs);
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    margin-bottom: 0.75rem;
}
.pricing-price {
    font-family: var(--font-serif);
    font-size: 3rem;
    font-weight: 400;
    line-height: 1;
    margin-bottom: 0.25rem;
    letter-spacing: -0.02em;
}
.pricing-price-note {
    font-size: var(--fs-xs);
    color: var(--clr-text-muted);
    margin-bottom: 1.5rem;
}
.pricing-card.featured .pricing-price-note { color: rgba(255,255,255,0.55); }
.pricing-feature-list {
    list-style: none;
    padding: 0;
    margin: 0 0 2rem;
}
.pricing-feature-list li {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    font-size: var(--fs-sm);
    color: var(--clr-text);
    padding: 0.5rem 0;
    border-bottom: 1px solid var(--clr-border);
}
.pricing-card.featured .pricing-feature-list li {
    color: rgba(255,255,255,0.85);
    border-color: rgba(255,255,255,0.1);
}
.pricing-feature-list li:last-child { border-bottom: none; }
.pricing-check { color: var(--clr-accent); flex-shrink: 0; margin-top: 2px; }

/* -----------------------------------------------------------------------------
   11. Trust & Social Proof
   ----------------------------------------------------------------------------- */
.trust-strip {
    background: var(--clr-surface);
    border-top: 1px solid var(--clr-border);
    border-bottom: 1px solid var(--clr-border);
    padding: 1.5rem 0;
}
.trust-strip-label {
    font-size: var(--fs-xs);
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--clr-text-light);
    white-space: nowrap;
}
.trust-item {
    font-size: var(--fs-sm);
    font-weight: 600;
    color: var(--clr-text-muted);
    display: flex;
    align-items: center;
    gap: 0.5rem;
    white-space: nowrap;
}
.trust-item i {
    color: var(--clr-accent);
    font-size: 1rem;
}

.testimonial-card {
    background: var(--clr-white);
    border: 1px solid var(--clr-border);
    border-radius: var(--radius-lg);
    padding: 2rem;
    height: 100%;
}
.testimonial-quote {
    font-size: var(--fs-md);
    color: var(--clr-text);
    line-height: 1.7;
    font-style: italic;
    margin-bottom: 1.5rem;
    position: relative;
    padding-left: 1.25rem;
    border-left: 3px solid var(--clr-accent);
}
.testimonial-author {
    font-weight: 700;
    color: var(--clr-navy);
    font-size: var(--fs-sm);
}
.testimonial-role {
    font-size: var(--fs-xs);
    color: var(--clr-text-muted);
}

/* -----------------------------------------------------------------------------
   12. Forms
   ----------------------------------------------------------------------------- */
.form-label {
    font-size: var(--fs-sm);
    font-weight: 600;
    color: var(--clr-navy);
    margin-bottom: 0.4rem;
}
.form-control, .form-select {
    font-size: var(--fs-sm);
    color: var(--clr-text);
    border: 1.5px solid var(--clr-border);
    border-radius: var(--radius-md);
    padding: 0.65rem 0.875rem;
    transition: border-color var(--duration-fast) var(--ease),
                box-shadow var(--duration-fast) var(--ease);
    background-color: var(--clr-white);
}
.form-control:focus, .form-select:focus {
    border-color: var(--clr-accent);
    box-shadow: 0 0 0 3px rgba(0,168,204,0.15);
    outline: none;
    color: var(--clr-text);
}
.form-control.is-invalid, .form-select.is-invalid {
    border-color: var(--clr-danger);
    box-shadow: 0 0 0 3px rgba(192,57,43,0.1);
}
.form-control::placeholder { color: var(--clr-text-light); }

.form-card {
    background: var(--clr-white);
    border: 1px solid var(--clr-border);
    border-radius: var(--radius-xl);
    padding: 2.5rem;
    box-shadow: var(--shadow-md);
}

/* -----------------------------------------------------------------------------
   13. Footer
   ----------------------------------------------------------------------------- */
.site-footer {
    background: var(--clr-navy);
    color: rgba(255,255,255,0.7);
}
.footer-top {
    padding: 5rem 0 4rem;
}
.footer-brand .brand-wordmark {
    color: var(--clr-white);
    font-size: 1.75rem;
}
.footer-tagline {
    font-size: var(--fs-sm);
    color: rgba(255,255,255,0.55);
    line-height: 1.75;
    max-width: 320px;
}
.footer-heading {
    font-size: var(--fs-xs);
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: rgba(255,255,255,0.4);
    margin-bottom: 1.25rem;
}
.footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
}
.footer-links li { margin-bottom: 0.65rem; }
.footer-links a {
    font-size: var(--fs-sm);
    color: rgba(255,255,255,0.65);
    text-decoration: none;
    transition: color var(--duration-fast) var(--ease);
}
.footer-links a:hover { color: var(--clr-accent); }

.footer-contact-list {
    list-style: none;
    padding: 0;
    margin: 0;
}
.footer-contact-list li {
    display: flex;
    align-items: flex-start;
    gap: 0.6rem;
    font-size: var(--fs-sm);
    color: rgba(255,255,255,0.65);
    margin-bottom: 0.75rem;
}
.footer-contact-list li i {
    color: var(--clr-accent);
    margin-top: 3px;
    flex-shrink: 0;
}
.footer-contact-list a {
    color: rgba(255,255,255,0.65);
    text-decoration: none;
}
.footer-contact-list a:hover { color: var(--clr-accent); }

.footer-bottom {
    padding: 1.25rem 0;
    border-top: 1px solid rgba(255,255,255,0.08);
}
.footer-copyright {
    font-size: var(--fs-xs);
    color: rgba(255,255,255,0.4);
}
.footer-disclaimer {
    font-size: var(--fs-xs);
    color: rgba(255,255,255,0.3);
    max-width: 480px;
    text-align: right;
}

/* Trust badges in footer */
.badge-trust {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    font-size: var(--fs-xs);
    font-weight: 600;
    color: rgba(255,255,255,0.65);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: var(--radius-pill);
    padding: 0.3rem 0.75rem;
    background: rgba(255,255,255,0.04);
}
.badge-trust i { color: var(--clr-accent); }

/* -----------------------------------------------------------------------------
   14. Back to Top
   ----------------------------------------------------------------------------- */
.back-to-top {
    position: fixed;
    bottom: 2rem;
    right: 2rem;
    width: 44px;
    height: 44px;
    background: var(--clr-navy);
    color: var(--clr-white);
    border: none;
    border-radius: 50%;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1rem;
    opacity: 0;
    visibility: hidden;
    transform: translateY(8px);
    transition: all var(--duration-base) var(--ease);
    box-shadow: var(--shadow-md);
    z-index: 1000;
}
.back-to-top.visible {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}
.back-to-top:hover {
    background: var(--clr-accent);
    box-shadow: var(--shadow-lg);
    transform: translateY(-2px);
}

/* -----------------------------------------------------------------------------
   15. Skip Link (Accessibility)
   ----------------------------------------------------------------------------- */
.skip-link:focus {
    position: fixed;
    top: 1rem;
    left: 1rem;
    background: var(--clr-navy);
    color: var(--clr-white);
    padding: 0.5rem 1rem;
    border-radius: var(--radius-md);
    font-size: var(--fs-sm);
    font-weight: 600;
    z-index: 9999;
    text-decoration: none;
}

/* -----------------------------------------------------------------------------
   16. Page-Specific: Inner Page Hero
   ----------------------------------------------------------------------------- */
.page-hero {
    background: linear-gradient(135deg, var(--clr-navy) 0%, var(--clr-navy-mid) 100%);
    padding: 5rem 0 4rem;
    position: relative;
    overflow: hidden;
}
.page-hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse 50% 80% at 90% 50%, rgba(0,168,204,0.1) 0%, transparent 70%);
    pointer-events: none;
}
.page-hero-content { position: relative; z-index: 2; }
.page-hero-label {
    font-size: var(--fs-xs);
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--clr-accent);
    margin-bottom: 1rem;
    display: block;
}
.page-hero-title {
    font-family: var(--font-serif);
    font-size: clamp(var(--fs-3xl), 5vw, 3.5rem);
    font-weight: 400;
    color: var(--clr-white);
    margin-bottom: 1rem;
    letter-spacing: -0.02em;
    line-height: 1.15;
}
.page-hero-subtitle {
    font-size: var(--fs-md);
    color: rgba(255,255,255,0.65);
    max-width: 600px;
    line-height: 1.75;
}
.breadcrumb-nav {
    margin-bottom: 1.5rem;
}
.breadcrumb-nav a,
.breadcrumb-nav span {
    font-size: var(--fs-xs);
    font-weight: 500;
    color: rgba(255,255,255,0.45);
    text-decoration: none;
}
.breadcrumb-nav a:hover { color: var(--clr-accent); }
.breadcrumb-nav .sep { margin: 0 0.4rem; color: rgba(255,255,255,0.25); }
.breadcrumb-nav .current { color: rgba(255,255,255,0.75); }

/* -----------------------------------------------------------------------------
   17. CTA Banner
   ----------------------------------------------------------------------------- */
.cta-section {
    background: linear-gradient(135deg, var(--clr-navy-mid) 0%, var(--clr-navy) 100%);
    position: relative;
    overflow: hidden;
}
.cta-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        radial-gradient(circle at 20% 50%, rgba(0,168,204,0.12) 0%, transparent 50%),
        radial-gradient(circle at 80% 50%, rgba(201,168,76,0.06) 0%, transparent 50%);
    pointer-events: none;
}

/* -----------------------------------------------------------------------------
   18. Animations
   ----------------------------------------------------------------------------- */
@keyframes fadeUp {
    from { opacity: 0; transform: translateY(24px); }
    to   { opacity: 1; transform: translateY(0); }
}
@keyframes pulse-dot {
    0%, 100% { opacity: 1; }
    50%       { opacity: 0.4; }
}

.animate-fade-up {
    opacity: 0;
    animation: fadeUp 0.6s var(--ease) forwards;
}
.anim-delay-1 { animation-delay: 0.1s; }
.anim-delay-2 { animation-delay: 0.2s; }
.anim-delay-3 { animation-delay: 0.3s; }
.anim-delay-4 { animation-delay: 0.4s; }
.anim-delay-5 { animation-delay: 0.5s; }

/* Intersection-observer driven */
.reveal {
    opacity: 0;
    transform: translateY(20px);
    transition: opacity 0.6s var(--ease), transform 0.6s var(--ease);
}
.reveal.visible {
    opacity: 1;
    transform: translateY(0);
}

/* -----------------------------------------------------------------------------
   19. Alert Overrides
   ----------------------------------------------------------------------------- */
.alert {
    border-radius: var(--radius-md);
    font-size: var(--fs-sm);
    border-width: 1.5px;
}

/* -----------------------------------------------------------------------------
   20. Responsive Adjustments
   ----------------------------------------------------------------------------- */
@media (max-width: 991.98px) {
    :root {
        --section-py: 4rem;
        --section-py-sm: 3rem;
    }
    .navbar-collapse {
        background: var(--clr-white);
        border: 1px solid var(--clr-border);
        border-radius: var(--radius-lg);
        padding: 1rem;
        margin-top: 0.5rem;
        box-shadow: var(--shadow-lg);
    }
    .nav-cta {
        padding-top: 1rem;
        border-top: 1px solid var(--clr-border);
        flex-direction: column;
        align-items: stretch;
    }
    .nav-cta .btn-nav-outline,
    .nav-cta .btn-nav-primary {
        text-align: center;
        justify-content: center;
        width: 100%;
    }
    .pricing-card.featured {
        transform: scale(1);
    }
    .footer-disclaimer { text-align: left; }
}

@media (max-width: 767.98px) {
    .hero-title { font-size: 2.25rem; }
    .hero-actions { flex-direction: column; align-items: flex-start; }
    .hero-actions .btn-primary-brand,
    .hero-actions .btn-outline-brand { width: 100%; justify-content: center; }
    .back-to-top { bottom: 1rem; right: 1rem; }
    .announcement-bar { font-size: 0.7rem; }
}

@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after {
        animation-duration: 0.01ms !important;
        transition-duration: 0.01ms !important;
    }
    html { scroll-behavior: auto; }
}